Build your base

Alienum phaedrum torquatos nec eu, vis detraxit periculis ex, nihil expetendis in mei. Mei an pericula euripidis, hinc partem ei est.

Speakers 2024

Alexandra Balkova

Partner & Head of Portfolio at Startup Wise Guys

Andrius Bičeika

Partner at Revolut

Anna Maj

Founder & CEO at CreatLink

Péter Csányi

Deputy CEO and Chief Digital Officer, Member of the Board of Directors of OTP Group

Aleksandra Babić

Senior Vice President B2B & Product Marketing for Europe, Mastercard

Meeri Savolainen

Founder & CEO at INZMO

Panagiotis Kriaris

Commercial Director – Head of Business Development at Unzer

Björn Wessel

Independent payment consultant, Interim Head of Samsung Pay Germany

Balázs Békeffy

President of the Management Board at OTP Bank Croatia

Maurice Lisi

Head of Digital Business at BPER Banca S.p.A. Italy

Alexander Kobakhidze

Head of TaxTech at Fonoa

Irina Bručić

CEO and President of the Management Board in Nexi Croatia and Nexi Slovenia

Mike Sigal

Founder, Sigal Ventures

Stanislav Sirakov

General Partner at LAUNCHub Ventures

Cosmin Ochisor

Partner at GapMinder Venture Partners

Hrvoje Ćosić

CEO at Aircash

Laura Grassi

Head of Fintech & Insurtech Observatory at Politecnico di Milano

Anton Mozgovoy

Co-founder and CEO at Holyheld

Nadiem Sissouno

Head of Economics at MentoLabs

Martin Pitcock

Chief Marketing Officer, Ecommerce at Nexi

Udo Müller

Co-Founder and ex CEO of paysafecard, Shareholder and board member of multiple Fintechs

Mario Stumpo

Founder & Director at Bmybit LTD

Jasna Fumagalli

Member of the Board responsible for Risk at Nexi Croatia

Alexey Kapustin

CEO of Raiffeisen Digital Bank AG

Christoph Schoefboeck

CEO at Erste Bank Croatia

Goran Bosankić

CRO, Board Member of Field39

Mario Žižek

CEO at Addiko Bank Croatia

Boris Vujčić

Governor of Croatian National Bank

Sanja Sever Mališ

Dean at Faculty of Economics and Business, University of Zagreb

Cosmin Cosma

CEO of Finqware, President of Romanian Fintech Association

Marijan Mumdžiev

Managing Director at Cambridge Mobile Telematics Europe

Dejan Donev

Head of Digital at Erste Bank

Martha Mghendi-Fisher

Executive Board Chair of European Women Payments Network

Adam Wolszczak

Group Business Development Director at ASEE

Marianne Bregenzer

Country General Manager Nexi Switzerland

Sanel Volarić

President of the Management Board at Groupama osiguranje d.d.

Nina Zobel

Chief Solutions Officer at Companjon

Geoffrey Goodell

Lecturer in Financial Computing at University College London

Dwayne Gefferie

Payments Strategist & Director of Gefferie Group

Mislav Balković

Rector of Algebra University

Vinko Muštra

Dean at Faculty of Economics, Business and Tourism, University of Split

Mohsin Rashid

CEO and co-founder of ZIPZERO

Viktor Olujić

Board Member at ASEE Croatia and Monri Payments

Zorana Branković

COO at Banca Intesa Belgrade

Vlatko Čanev

Cyber Security Technical Lead at NLB DigIT Beograd

Anikó Szombati

Chief Digital Officer at Magyar Nemzeti Bank

Ratko Drča

Director at Deloitte Risk Advisory

Vedran Blagus

Principal at South Central Ventures

Matija Nakić

Co-founder and CEO of Farseer

Hedvika Usenik

Member of the Management Board (CMO) responsible for Retail Banking and Private Banking at NLB d.d.

Draženko Kopljar

Member of the Board and COO at PBZ

Miki Kuusinen

Adviser in the Payments Systems Department at the Bank of Finland

Darko Marjanović

Co-Founder and General Manager at Things Solver, member of ASEE

Tamara Backović

Vice Dean for International Cooperation at University of Montenegro, Faculty of Economics

Bernhard Kronfellner

Partner at BCG, lecturer at the University of Vienna, Founder

Milan Parat

Chairman of the Security Committee of the Croatian Banking Association

Slaven Smojver

Director of Information Systems Supervision Department at Croatian National Bank

Hajdi Ćenan

CEO at airt

Ludovic Francesconi

Chief Member and Strategy Officer at EPI Company

Iva Babić

Head of Product Marketing and Business Development at A1 Croatia

Paul Moreno

CISO at Catawiki

Anamarija Staničić

Member of the Board of the Croatian Financial Services Supervisory Agency (HANFA)

Miloš Nedeljković

COO, CDO and Executive Board Member at Addiko Serbia

Nenad Crnčec

Founder at Architech

Sally Meouche-Ghrawi

CEO of 4pt.O Venture Labs

Josip Vlah

Head of Innovation & Creative at RZLT

Florian Jensen

Chief Risk Officer, ex-Scalapay, Glovo, Uber

Duško Radulović

Founder and CEO of Climatig

David Capezza

VP Head of Risk Advisors at Visa

Varia Fabris

Legal associate at Vukmir & Associates

Ilya Volkov

CEO and Co-founder of YouHodler

Belma Ohranović

Head of Security at Raiffeisen BANK BIH

Goran Varat

Member of the management board, CFO at Podravska banka

Nikola Pavešić

Director of DevEx & Startups at Infobip

Nino Chanev

Head of Marketing & Biz Dev at Changex

Edward Chandler

SVP Money Movement Solutions at Visa

Jozo Džakula

CIO at Konzum

Filip Šaravanja

Head of Digital Assets at Aircash

Piotr Widacki

Founding partner at Digital Ocean Ventures

Božidar Pavlović

Managing Director at Jackie Agency

Dina Hrastović

Head of TG Studio, Telegram Media Grupa

Jan Kuštra

eNLaB Ventures Lead at NLB Group

Amila Pilav-Velić

Vice Dean for Scientific Research and Projects at School of Economics and Business, University of Sarajevo

Patrick Pinschmidt

General Partner at MiddleGame Ventures

Cedric Maloux

CEO at StartupYard Accelerator

Faris Začina

Founder and co-CEO at Ministry of Programming

Antonio Šeparović

Co-founder and CEO of Oradian

Neno Rakić

Head of Department for R&D&I Projects Implementation at Croatian Agency for SMEs, Innovations and Investments

Siniša Jančić

Product Development and Payment Channels Director at Bankart d.o.o.

Marko Perožić

Deputy Editor in Chief TV Bloomberg Adria

Petra Križan

Managing Director of The Blockhouse Technology Ltd

Linardo Martinčević

Advisor and FinTech coordinator at Croatian National Bank

Bernard Ivezić

CEO and Co-founder at Unicorn Underground


Predicting upcoming trends, establishing the most relevant topics, and shining light onto confronting views, composes the prime goals of our program. We look forward to each new exciting notion that can move us a step further into the future of FinTech.

In her keynote, Anna will delve into the forefront of payment technologies. She will guide you through emerging technologies, including recent developments in AI and explain how they can be effectively integrated into payment solutions and platforms.

She will share her insights into the ways payment transactions can be redefined and reengineered. She will provide examples of how payment processes and flows can be streamlined through open banking, a2a payments as well as payment orchestration. Learn how these technology advancements are not only reshaping payment transactions but also enhancing the overall customer experience. In her session, Anna will also explore the evolving role of embedded payments and their transformative effect on the merchant payment value chain.

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The discussion will focus on the impending digital and cashless transformation of the payments industry, driven by market participants including merchants, customers, banks/financial institutions, and payment networks. Key areas of exploration will include advancements in instant payments, the influence of the European Payment Initiative, and the future landscape of payment facilitation and acceptance.

Additionally, in this panel we will explore the impact of emerging technological trends such as SoftPOS adoption, regulatory frameworks like PSD3 and the Digital Euro, evolving business models like BNPL services, the diminishing use of cash, and discussions on cross-border payments and cryptocurrency integration, all of which are shaping the evolving nature of payment systems within Europe.

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At Mastercard, we strive to connect and power an inclusive digital economy that benefits everyone, everywhere. For almost 60 years, leveraging our global innovations capability, we work to digitize payment services across all channels and devices. Delivering payment value where speed, security and convenience matter most, and digital solutions solving consumers’, small and large businesses’ needs. Building trust in a digital world and embedding our social impact initiatives and ESG commitments into our core. Connecting everyone to priceless possibilities.

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What changes has open banking brought so far? What difference has it made and how? Who are the main drivers and players? Can open banking replace cards and what will it take? We will explore some of the open banking models around the world, use cases, lessons learned and what will the transition to open finance entail.

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The panel will cover the financial landscape's evolution from open banking to open finance. It addresses the development, challenges, and forward trajectory of alternative business models. The session will dive into impactful use cases while examining the implications of the latest EU regulations, lessons learned from existing regulations and anticipates changes with PSD3.

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In an increasingly digitised world, an elevated level of sophistication and personalization is expected from the banks when approaching the customers. To meet such expectations, not only a thorough knowledge and understanding of the customers' needs, but also an attentive customer-centric relation is needed. The banks should be able to know when, how and what to offer to their customer, taking into account their financial profile, as well as contemplating a well-thought engagement and communication strategy.

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In this panel, we will discuss the importance of data in today’s AI world.  First, we will cover what ChatGPT brings to banking and AI, demystifying whether it is a myth or a reality and how that fits enterprise users. Current generative AI offerings mainly focus on general models, but what about specialists’ models and their future?

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The panel will delve into the intricacies of the Digital Operational Resilience Act (DORA), the pioneering European framework that came into effect on January 16, 2023. By 17 January 2025, over 22,000 financial entities and ICT Service providers across the EU are expected to achieve compliance with this regulation. This, among other important activities, implies that millions of contracts within the EU will require renegotiation, placing a critical emphasis on fulfilling value chain requirements.

The panelists will try to unravel the essence of DORA by addressing key questions: What are the key requirements of DORA? How can financial institutions navigate their most pressing challenges, and why must organizations of varying sizes adopt distinct strategies? Is the talent pool of IT Risk managers adequate, and how will cyber teams be impacted? And most importantly, can we make it on time or are we already behind schedule in our preparations?

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Experience the Battle of the Decade firsthand! 

Hrvoje Cosic, the CEO of Aircash, is set to go head-to-head with the heavyweight champion Andrius Biceika, a distinguished board member at Revolut. This epic showdown will delve into numerous sensitive and even a few embarrassing topics :) such as the role of neobanks in Croatia and the broader region. Join us as we explore their respective exit strategies, identify fintech champions and contenders, and uncover their perspectives on various subjects like gambling, digital euro, and Apple Pay.

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The panel discussion explores Central Bank Digital Currency (CBDC), covering its definition, motives, and future implications such as its coexistence with current and future versions of digital money (deposit money, stablecoins etc). It addresses implementation challenges, competitive ecosystem building, CBDC as a public good, anonymity concerns, public authorities' roles, and the European Commission's digital euro proposal.

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Why would anybody use stablecoins? Except for trading of cryptocurrencies, ofcourse. What problems do we have with the current financial system that stablecoins solve? And, are they really so dangerous that central bank digital currencies were created just to stop stablecoins from taking over the world? Nadiem and Nikola deeply believe that stablecoins will have a pivotal role in shaping the future of money, come hear them chat about that.

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(coming soon)

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We will discuss the evolving landscape of financial technology, highlighting both challenges and opportunities for the next decade. Sigal, with his extensive background in FinTech and venture capital, will share insights on recent trends such as the impact of rising interest rates on funding, the stabilization of FinTech exits, and the promising outlook for FinTech IPOs. The presentation will also look into emerging disruptive technologies and the importance of understanding investor motivations for startups navigating the FinTech space.

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