Keep Up with the Emerging Trends
Get ready for an unforgettable experience of over 100 sessions led by the brightest minds and top voices shaping the FinTech world, all spread across four exciting stages.

Registration, coffee & networking warm-up
Opening ceremony
Opening keynote: The Gordian Knot, The clash of payment civilization to dominate the in-store retail payment land
Milan Gauder, payment visionary, philanthropist and start-up angel investor
Panel: Payments in Transition: Are We Moving Beyond Cards?
Dwayne Gefferie, Payments Strategist & Director of Gefferie Group
Bartosz Ciolkowski, Division President for SEE at Mastercard
Silvia Mensdorff-Pouilly, Senior Vice President and Head of Business Development Enterprise EMEA at WorldPay, co-founder of EWPN
Ignacio Terol, Strategy Manager of the Digital Euro Project at the ECB
moderator: Damir Čaušević, CEO of Monri Payments, co-founder of Money Motion
Finance on X: Trends and Insights
Federico Paderni, Managing Director EMEA Growth Markets @ X / Twitter
Keynote: The consumer of tomorrow: navigating spending shifts in an era of disruption
Natalia Leichmanova, Chief Economist, Europe, Mastercard Economics Institute
Panel Intro: Maximizing Customer Lifetime Value through AI
Tim Rutten, CMO at Backbase
Panel: Strategic AI Integration in Banking: Navigating Implementation, Technical, and Regulatory Challenges
Vjekoslav Bonić, Head of Digital Channels and AI RB International
Josip Majher, Member of the Management Board of HPB d.d.
Zvonimir Mavretic, BPM International Delivery Director, ASEE
Tim Rutten, CMO at Backbase
moderator: Nenad Crnčec, founder of Architech
Fireside chat: Banking in the Cloud: From Evolution to Revolution
Charith Mendis, Head of Worldwide Banking at AWS
moderator: Zorana Branković, COO at Banca Intesa Belgrade
Fireside chat: From Zero to Industry Hero: How to Build a Market Leader
Piotr Jelenski, President of the Management Board of ASEE Group
moderator: Božidar Pavlović, Managing Director at Jackie Agency
Panel: Key drivers for online retail shopping & payments
Berislav Marszalek, Founder & CEO at Entrio
Bono van Nijnatten, Payments Strategist
Borko Buturac, Director of Operations at Aircash
Claudia Cruceru, Head of Visa Direct CEE
moderator: Maja Fočić, Project Manager at Monri Payments
Panel: Insurtech over Coffee: The trends shaping tomorrow’s insurance
Simon Kaesler, Senior Partner at McKinsey Germany
Oscar Paz de la Fuente, Founder & CEO of insurNOW!
Ervin Jagatić, Product Director at Infobip
moderator: Ana Zovko, CDO/CTO at Croatia osiguranje and Managing director of LAQO
Panel: The Currency You Didn’t Know You Were Spending. Digital Identity
Wouter Vanderheere, Chief Corporate Affairs at itsme
Ingo Rübe, Founder of KILT Protocol
Valentina Dragomir, Country Manager (Romania) at Evrotrust
Sebastian Theisen, Senior Consultant Digital Card Solution EMEA at Entrust/Onfido
Petra Križan, Managing Director of The Blockhouse Technology Ltd
moderator: Sharlote Leikuma, Sr Business Development at DECTA
Panel: Payment trends in EU: Where Innovation Meets Reality
Viktoria Merkoulova, Director IT Group Strategy and Transformation, leading Generative AI Lab at Nexi Group
Panagiotis Kriaris, Commercial Director, Head of Business Development at Unzer
Jordan Graison, Owner and creator of Spill the Tea on Payment
Antonio Argir, Member of the NLB Group Management Board, responsible for Group Steering, Payments, and Innovations
moderator: Goran Bosankić, CRO, Board member at Field39
Fireside chat: Cash, card, crypto, CBDC: what are we paying with in the next decade
Cristian Rau, SVP Crypto and Fintech Enablement at Mastercard
moderator: Nikola Škorić, CEO of Electrocoin
Opening Startup Stage
Michael Freer, MC
Luka Sučić, Money Motion
Reverse pitching: Investors on stage
Startup Founders Fight Club: Cash Clash – Bootstrapping vs. VC vs. Loan
Ivan Roje, President of the Board at Aestus Group
Ivan Ivankovic, Founder & CEO at TrustPath
Marko Jurjević, Co-Founder & CEO at FIRA
What investors never tell you – but you must know when fundraising
Francois Mazoudier, Founder & CEO at Fundraising Bootcamp
Pitch competition #1
Panel: Alternative Funding Strategies for Startups
Ante-Janko Bobetko, Deputy Chairman of the Board of Directors at Croatian Agency for SMEs, Innovations and Investments (HAMAG-BICRO)
Hrvoje Galičić, Advisor to the Management board at Croatian Bank for Reconstruction and Development (HBOR)
Ivan Soldo, Member of the Management Board at Hrvatska poštanska banka (HPB)
Moderator: Srđan Kovačević, Co-Founder and CEO at Orqa
Panel: The Croatian Startup Scene: Where Are We Now?
Mario Frančešević, Founder and CEO at SeekandHit and Board member at CRO STARTUP
Lucija Reić, Startup Ecosystem Lead at Infobip
Vedran Blagus, Principal at South Central Ventures
Moderator: Ana Marija Kostanić, Editor-in-Chief at The Recursive
Pitch competition #2
Beyond the Buzz: A Candid Conversation on Payments with The Paypers
Silvia Mensdorff-Pouilly, Senior Vice President and Head of Business Development Enterprise EMEA at WorldPay, co-founder of EWPN
Merima Mahmutović, Chair of the Executive Board at EWPN
moderator: Mirela Ciobanu, Lead Editor Banking and Fintech at The Paypers
The Future of Sports: Data, Dollars, and Digital Innovation (powered by Sunset Sports Festival)
Ivan Bešlić, Co-Founder and CSO at Sofascore
moderator: Damjan Rudež, Program Director at Sunset Sports Media Festival
From Documents to Decisions: Improving Financial Decisions with AI
Zvonimir Mavretić, BPM International Delivery Director, ASEE
moderator: Sandra Babić, Editor, Head of New Product Development at Lider Media
Early coffee & networking warm-up
Fireside chat: Driving Competitiveness and Convergence in the Digital Era: Shaping the Future of Banking
Zoltán Kaszás, Group Digital Director at OTP Bank
moderator: Hrvoje Krešić, Nova TV
Panel: Jumpstart to 2030 with Bank Leaders
Balázs Békeffy, President of the Management Board at OTP Bank Croatia
Christoph Schoefboeck, CEO at Erste Bank Croatia
Mario Žižek, CEO at Addiko
Marko Badurina, President of the Management Board at HPB d.d.
moderator: Igor Gržalja, President of Management Board at ASEE Croatia
Panel: Caught in the Crossfire: mid-sized banks between traditional giants and digital disruptors
Milan Perović, CEO at Prva Banka CG
Hasan Hasić, Board Member at ASA Banka BiH
Aleksandar Bogdanović, CEO of Yettel Bank
Goran Varat, Member of the Management Board – CFO at Podravska banka
moderator: Božidar Pavlović, Managing Director at Jackie Agency
Panel: Identity Theft in the AI Era: The New Rules of the Game
Thekla Paschali, CTO at payabl
Pavel Kaminsky, Founder and CEO at 7Security GmbH
Sven Škrgatić, Cyber Security and Technology Operations Center Director at A1 Hrvatska d.o.o.
Neven Zitek, Cyber Security Business Solutions Director at Span
moderator: Željka Jurić, Product Manager, ASEE
Fightclub: Elephants in the Room: Silicon, Sovereignty, Survival
Srećko Horvat, philosopher and author
Vedrana Pribičević, economist, lecturer at Zagreb School of Economics and Management
Fireside chat: From Skepticism to Strategy: Why is Institutional Crypto Adoption Gaining Traction in the EU
Svetlana Sailer, Sr. Institutional Relations and Solution Manager EMEA at Kraken Digital Assets Exchange
moderator: Nikola Škorić, CEO of Electrocoin
Panel: The European Fintech Ecosystem: Key Insights on Opportunities, Growth and Global Competitiveness
Don Ginsel, Chair of the European Digital Finance Association
Alice Rettig, Managing Director of TechQuartier FinTech Community Frankfurt
Zoltán Ács, Chairman at Hungarian Fintech Association
Nic Balaceanu, Board Member at Romanian Fintech Association
moderator: Alex Panican, Deputy CEO of the Luxembourg House of Financial Technology
Fireside chat: Transforming Retail: AI for Customer Satisfaction, Sales, and Shrinkage Control
Thilo Freund, VP Sales at Trigo
moderator: Stefan Dunić, Director of ICT sector at Tommy d.o.o.
Panel: Retailers as Digital Pioneers: Myth or Reality?
Nina Mimica, Board Member and Chief Innovation and Digitalization Officer at Studenac
Daniel Šturm, Board Member for Procurement at Kaufland
Alexandros Kosenas, CEO at Neptun Albania
Bogdan Meica, QCommerce and Advertising Director for Glovo Romania
moderator: Lucija Vidiš Roić, Principal at Boston Consulting Group
Panel: Inside Innovation: Entrepreneurship – Intrapreneurship & Disrupting Markets
Monika Majstorović, Marketing Director, A1 Hrvatska
Aleksandar Bogdanović, CEO of Yettel Bank
Matthias Naumann, CEO of Companjon
Dejan Donev, Head of Digital at Erste Bank Croatia (Kekspay)
moderator: Dina Hrastović, Head of Native at Telegram Media Group
Panel: Democratizing Investment: How Fintech Makes Wealth Work for You
Ivan Durdevic, Head of ETF Distribution for Switzerland, Germany and Austria at J.P. Morgan Asset Management
Krešo Vugrinčić, CIO and Member of the Management Board at InterCapital Asset Management
Benjamin Jošar, CEO of Triglav Skladi
Josip Glavaš, Chairman of the Board at Erste Asset Management Croatia
moderator: Ivan Kurtović, President of the Management Board at InterCapital Asset Management
Startup competition awards ceremony
Closing ceremony
Early coffee and networking warm-up
Opening keynote: TradFi vs DeFi: From Streetfighter to Lobster Sex
Diego Borgo, Brand Executive Advisor
What are AI Agents and Why are They’re Revolutionizing Finance (and Everything Else)
Alex Lopez, Head of Growth at RZLT
Panel: What Can Fintech Learn From Crypto Marketing?
Diego Borgo, Brand Executive Advisor
Domagoj Vuković, CEO at Human
Luka Ciganek, CEO at RZLT
moderator: Una Softić, Managing Director at Intertangible
Multi Layer Finance: Clearing vs. Settlement in Blockchains and Traditional Finance
Mislav Javor, VP of Product at Biconomy
Boomers Built Wall Street, Gen Alpha Might Just Burn It Down
Pavel Isaykov, Marketing Manager in web3
Panel: Bridging the Gap: Engaging Busy Professionals in Investment Platforms
Nino Chanev, Head of Growth at YouHodler
Radoslav Kasik, Co-Founder and Chief Sales Officer at Finax
Ivan Kurtović, President of the Management Board at InterCapital Asset Management
moderator: Hanan Nanić, Journalist, Producer, Presenter at Al Jazeera Balkans
Fintech Redefined: Harnessing GenAI’s Transformative Power
Živko Krstić, Chief Technology Officer at Scalata
Panel: Digital Banking and Customer Trust: Building the Next Generation of Banking
Balazs Topor, SME Loan Group Product Owner at Raiffeisen Bank International
Matej Podlesnik, Head of Group Strategy at NLB
Meital Raviv, Owner & CEO at MERA
moderator: Eliad Saporta, Founder & CEO at Coriunder
Fireside chat: BBVA’s Digital Triumph: Strategic Design Driving Fintech Success
Hugo Sierra, Design Discipline Senior Manager at BBVA
moderator: Luka Baranović, Managing Director at humanact
Where Wealth Moves: Investment Preferences of High-Net-Worth individuals in CEE
Аmaliya Abbas, Commercial Project Manager CEE at The Recursive
Tokenization – Shaping the future of traditional industries
Jovan Paunović, CEO of Treesury
Lan Filipič, Director at Deloitte Consulting
Anina Milanović, Head of International Cooperation and Development Department at Securities Commission of the Republic of Serbia
Filip Šaravanja, Co-Founder at Pazar Labs
moderator: Nikola Škorić, CEO of Electrocoin, co-founder of Money Motion
Beyond the Buzz: A Candid Conversation on Fintech with The Paypers
Don Ginsel, Chair of the European Digital Finance Association
moderator: Mirela Ciobanu, Lead Editor Banking and Fintech at The Paypers
50x Your Investment, Trump’s Crypto Playbook
Filip Milosheski, CMO at House of Blockchain & CEO at Xentry
Matea Sučić, COO at Calimero Network & CEO at House of Blockchain
One Move Ahead: Strategic Thinking in Business, Chess, and Sports
Valent Sinković, rower, Olympic gold medalist
Hrvoje Fajdetić, Finance expert, Investor, Trader
Lena Govedarica, Chess Master, Entrepreneur
moderator: Alojzije Janković, Chess Grandmaster and professional sports manager
MoMo2025 Topics
Check out the topics that we’ll be covering on this year’s edition
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Digital wallets and real-time payments have become essential tools for global remittance flows, emphasizing the push for faster, more inclusive financial services.
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Sophisticated AI-driven fraud schemes highlight the urgent need for enhanced data privacy protocols and proactive prevention measures.
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Chatbots and virtual assistants have transformed customer interactions with an impact on seamless service delivery and sales in retail finance.
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The surge in climate-related financial disclosures and sustainability-linked investments underscores the market’s commitment to sustainable economic growth.
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The adoption of AI-driven underwriting and claims automation has revolutionized insurance processes, improving speed and accuracy for consumers.
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Personalization at the point of sale became a major trend, with integrated digital experiences enhancing customer satisfaction and loyalty.
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Regulatory complexity spurred demand for intelligent compliance tools that streamline reporting and adapt to evolving rules, proving RegTech’s critical role.
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The integration of decentralized finance (DeFi) into traditional banking systems highlighted blockchain’s growing influence on the financial ecosystem.
