Keep Up with the Emerging Trends
Get ready for an unforgettable experience of over 100 sessions led by the brightest minds and top voices shaping the FinTech world, all spread across four exciting stages.
Registration, coffee & networking warm-up
Opening Ceremony
Opening Keynote: Macroeconomic Insight
Prof. Dr. Richard A. Werner, Professor of Economics and Finance, Banking Expert, High Performance Economics
Keynote: Banking Megatrends
Frank Schwab, Board of Directors, Gulf International Bank; Member of the Supervisory Board, Addiko Bank; Supervisory Board, Hauck & Aufhäuser Innovative Capital Frankfurt
Debate Club: Is Crypto Fraud or Value?
David G. W. Birch, International keynote speaker, author, advisor, commentator on and investor in digital financial services;
Zoran Balkić, Computer scientist and blockchain specialist
Moderator: Nikola Škorić, CEO, Electrocoin; Co-founder Money Motion
Panel: Agentic Commerce: Rise of the Agents
Bartosz Ciolkowski, Division President, South East Europe, Mastercard
Panagiotis Kriaris, Director, Head Of Business & Corporate Development, Unzer
Moderator: Damir Čaušević, CEO, Monri; Co-founder, Money Motion
Panel: Moving towards the Next stage in AI
Reinhard Höll, Member of the Management Board and the Chief Transformation Officer (CTO); responsible for transformation, IT and back office at NLB
Vedran Bajer, MD Adriatic region, Wonderful
Srđan Košutić, Chief Transformation Officer for Payment Acceptance, RBI
Moderator: Darko Jovišić, CEO and Co-founder, Robotiq.ai
Setting the Stage: The New Era of AI & Automation
Darko Jovišić, CEO and Co-founder, Robotiq.ai
Beyond Disruption: The Partnership Playbook for Fueling Next Generation Technologies
Sabrina Tharani, Senior Vice President, Start Path Lead, Global Fintech and Digital Transformation, Mastercard
Panel: Future of Wealth Management and ETFs in Global Trends
Ivan Đurđević, Head of ETF Distribution, JPMorgan Asset Management
Bálint Fischer, Executive Board Member, Dorsum
Henry Jim, ETF Analyst, Bloomberg
Krešo Vugrinčić, Chief Executive, InterCapital
Moderator: Đivo Pulitika, Board Member, InterCapital ETF
Fireside Chat: The Future of Banking: Trust, Tech & Transformation
Josip Majher, Member of the Management Board, COO, Croatian Postal Bank
Nikola Škorić, CEO, Electrocoin; Co-founder Money Motion
Talk: Stablecoin Shift. Redefining Money Movement
Alexandra Soroko, Sr. Director, Growth Products & Partnerships, Visa
Panel: Digitalised Euro: Stablecoin, Tokenised Deposit or CBDC?
Martin Bruncko, Founder and CEO, Schuman Financial
Jürgen Schaaf, Adviser in the DG Market Infrastructure and Payments, European Central Bank
Ronald Oliveira, Global Head, Global Banking, Hard Yaka Ventures
Moderator: Erwin Voloder, Blockchain 4 EU
Talk: From Survival to Strategy: Business & Financial Resilience in Extreme Conditions
Maryna Peikova, President, Global Council for Business Resilience
Panel: From Payment to Identity: The Future of Digital Wallets
- Antonio Argir, Senior banking executive and member of the Management Board, NLB
Marina Repo, Co-Chair of the Digital Wallet Expert Group, Mobey Forum & Head of Proposition and Growth, Nordea
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Kristian T. Sørensen, Co-Chair of the Digital Wallet Expert Group, Mobey Forum & Global Ambassador for Digital ID, IN Groupe
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Cédric Sieber, Co-Chair of the Digital Wallet Expert Group, Mobey Forum & Customer Journey Owner Payments, PostFinance
Moderator: Ivan Glazer, Business Line Manager, ASEE
Fireside Chat: Digital Assets Beyond the Hype: What Really Matters for Financial Institutions
Nilixa Devlukia, Strategic Advisor to Regulators and Industry on payments and digital assets at Payments Solved
Mirela Ciobanu, Lead Editor, The Paypers
Panel: Innovation in Action – Powering the Next Wave of Commerce
Zorana Milidrag, Global eCommerce Director, Foot Locker SEE
Niccolò Lania, Group eCom Product Marketing Lead, Nexi Group
Moderator: Nikola Mehandžić, Management Board Member, Monri Payments, Serbia
Fireside Chat: Onchain: Future of Finance
Heli Laitila, Sales Leader for Emerging Technologies at IBM Northern
Robert Markuš, CEO, Smartis
Opening and Welcome Talk: State of AI & Solution
Darko Jovišić, CEO and Co-Founder, Robotiq.ai
Panel: (R)evolutionize Security Aspects of AI Agents
Kristian Kamber, VP at AI Security, Zscaler
Davor Aničić, CEO and Co-Founder, Velebit AI
Milan Parat, Chair of the Security Committee, Croatian Banking Association
Tomislav Vazdar, CISSP, CEO of Riskoria Advising & Professional Services
Moderator: Viktor Olujić, Member of the Management Board at Monri and ASEE Solutions
EU Digital Framework
Andrea Čović Vidović, Deputy Head of European Commission Representation in Croatia, Head of Press and Media
Dora Ljevar, Attorney-at-Law
Panel: AI Act in Action: When Compliance Becomes Strategy
Stefan Martinić, Attorney at Law
Martina Dragičević, Director of Regulatory Affairs and EU Funding Department at A1 Croatia
Ervin Jagatić, AI Business Unit Director at Infobip
Moderator: Emina Kolarević Čaušević, Head of Human Rights Practice & Legal Advisor at Law Office Ana Đukanović
Talk: Unlocking On-Premise Data: From Document Intelligence to Process Generation
Berislav Tomašić, BPM Business Line Manager, ASEE
Demo 1: Connecting AI Agents to Legacy Systems
Goran Ćudina, Head of Delivery and Customer Success, Robotiq.ai
Talk: Real-World Use Cases of Automation and AI Agents at HT
Goran Blažun, Head of Business Sales Support, Hrvatski Telekom
Talk: AI VS AI: Building Autonomous Defense in the New Fraud Battlefield
Samo Kumar, CEO, Bankart
Fireside Chat: When Business Meets AI: Turning Processes into Intelligent Workflows
Leonarda Degoricia, GenAI Solution Architect, Nexi Group
Damir Kopljar, Head of AI, CROZ
Demo 2: How to hack an AI agent?
Sara Borzić, Lead AI/ML Scientist – AI Security at Zscaler Inc.
Panel: Enterprise Automation with AI
Zvonimir Mavretić, Engineering Director and BPM International Delivery Director, ASEE
Tomislav Munitić, Senior transformation specialist at OTP bank d.d.
Goran Ličina, Corporate Digital Tribe Lead at Erste Bank Croatia
Moderator: Hanan Nanić, Founder at Nanicaurus, Program Director Fintech 2030 Stage at Money Motion
Fireside chat: From Automation to Autonomy: The Dawn of the Agentic Bank
Vedran Zrilić, Director and Salesforce Alliance Leader for Central Europe at Deloitte
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Gino Simić, Regional Lead Marketing & Loyalty – Adriatics at Salesforce
Opening Startup Stage
Michael Freer, MC
Luka Sučić, Co-Founder, Money Motion
Reverse Pitching: Investors on Stage
Andrea Čordaš, Partner, Hellen’s Rock
Iva Rakočević, Senior Investment Manager, Elevator Ventures
Silvije Radišić, Managing Partner, AYMO Ventures
Cosmin Ochisor, Partner, GapMinder VC
Karlo Kukec, Venture Associate, Vesna Deep Tech Venture Fund
Vid Zavalić, Associate, Silicon Gardens
Gergo Gulyas, Co-Founder, iScale Group
Peter Balogh, CEO of STRT Holding, Investor on Shark Tank
Stan Nedic, PhD, Principal at V3V Ventures
Günce Önür, General Partner at Startup Wise Guys
Mark Palfalvi, Principal at PortfoLion Capital Partners
Startup Founders Fight Club: Equity Fundraising VS Token Fundraising
Matej Trbara, Co-Founder at Farseer
Josip Volarević, Founder, Fundl
Panel: How Strong Innovation Ecosystems are Really Built
Dušan Obradović, CEO, SEE UP
Csongor Biás, Managing Director, Startup Hungary
Igor Madžov, President, Startup Macedonia
Ante-Janko Bobetko, Deputy President of the Management Board, HAMAG-BICRO
Moderator: Vlad Andriescu, Editor-in-Chief, Start-up.ro
Startup Pitch Competition: Group #1
Talk: 100 bets later – Learnings of an exited startupper turned angel investor at scale”
Peter Balogh, CEO of STRT Holding, Investor on Shark Tank
Startup Pitch Competition: Group #2
Panel: From Zero to Scale: How Big Players Accelerate Startups
Lucija Reić, Startup Ecosystem Lead, Infobip Startup Tribe
Matija Srbić, Managing Director, Nuqleus
Michal Ciffra, Co-Founder, The FinTechers
Moderator: Ana Marija Kostanić, Editor-in-Chief at The Recursive
Startup Pitch Competition: Group #3
Fireside chat: From Fintech to Retirement: The Journey to Financial Freedom
Andrius Bičeika, Member of the Supervisory Council at Revolut Holdings Europe
Hiam Hamed, Leadership & Executive Coach at AUBA
The Ultimate Stress Test: Can You Checkmate a Blindfolded Genius?
Alojzije Janković, Chess Grandmaster, Chess Championships Commentator
Fireside chat: Precision Under Pressure: Decision-Making with an NBA Pro and a Chess Grandmaster
Panel: From the Board to the World: A Conversation with sports Leaders
Lukasz Turlej, Secretary General, The International Chess Federation (FIDE)
Zoran Primorac, President of Croatian Table Tennis Federation & Vicepresident of European Table Tennis Federation
Ratko Rudić, retired Croatian waterpolo coach and player
moderator: Alojzije Janković, Chess Grandmaster, Chess Championships Commentator
Next-Level Privacy: Meet Samsung Galaxy S26 Ultra
Nikola Stolnik, Founder and CEO at Good Game Global
Early Coffee & Networking
Fireside Chat: Where Is Banking Heading in the EU?
Boris Vujčić, Governor Croatian National Bank
Moderator: Hrvoje Krešić, N1
Fireside Chat: Who Pays the Future
Hendrik Bourgeois, Senior Vice President, Public Policy and Government Affairs at Mastercard Europe
Igor Gržalja, Country Leader at ASEE, Co-founder of Money Motion
Keynote: From Vision to Value: The Digital Euro and Europe’s Road towards Wholesale CBDC
Jürgen Schaaf, Adviser in the DG Market Infrastructure and Payments, European Central Bank
Fireside Chat: AI.Execution.Now
Vedran Antoljak, Managing Partner and AI Transformation Advisor at Best Advisory
Ana Zovko, Chief Digital/Tech Officer, Croatia Insurance,
Panel: What Bank CEOs Have to Tell Us?
Balázs Békeffy, President of the Management Board, OTP Bank Croatia
Christoph Schoefboeck, President of the Management Board, Erste Bank Croatia
Marko Badurina, President of the Management Board, HPB
Liana Keserić, CEO, RBA
Moderator: Božidar Pavlović, Partner, AYMO Ventures
Panel: AI in Banking: Cost-Cutting or Relationship Building?
Barry de Leeuw, Customer Ops Business Partner Director – EMEA at Backbase
- Ivan Šimičević, Member of the Management Board, OTP banka d.d.
Moderator: Dejan Donev, Entrepreneur – Building AI agent applications at Finmetrika d.o.o.
Fintech’s Next Phase: Technology as Core Infrastructure
Dwayne Gefferie, Payments Strategist & Director, Gefferie Group
Panagiotis Kriaris, Director, Head of Business & Corporate Development, Unzer
Keynote: From tokenising to decentralising finance: EU policymakers vs. US strategy makers
Faustine Fleuret, Head of Public Affairs, Morpho
Panel: Will DeFi Be Regulated the Same as Banking?
Faustine Fleuret, Head of Public Affairs, Morpho
Nilixa Devlukia, Strategic Advisor to Regulators and Industry on payments and digital assets at Payments Solved
Mikel Ayala, Regional Head & General Manager, Backpack
Moderator: Nadiem Sissouno, Protocol Design & Economics, Sprinter
DEBATE CLUB: Stablecoins – future of money or destroyers of monetary order?
Marko Škreb, Ex-governor of the Croatian National Bank
Jón Helgi Egilsson, Co-founder Monerium, ex-chairman Central Bank of Iceland
Moderator: Nikola Škorić, CEO, Electrocoin; Co-founder Money Motion
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Panel: Monetary Power and Digital Currency: Europe, America, and the Geopolitics of Payments
Moderator: Hrvoje Krešić, N1
Panel: Micropayments in Europe: Broken by Design?
Marina Meštrović, Business Development Manager for Payment, INTIS
Goran Katušić, Head of Growth, Electrocoin
Sašo Knap, Special Advisor for Business Technical Solutions, Bankart
Iva Babić, Head of Product Marketing and Business Development, A1 Croatia
Moderator: Goran Bosankić, Chief Revenue Officer, Board member, Field39
Panel: Shaping the Next Era of Retail
Marin Šušnjar, General Manager, Wolt Croatia
Jozo Džakula, Head of IT for Retail, mStart plus
Ivana Herceg Batić, Director of Retail Marketing and Loyalty Programmes, INA
Moderator: Ana Brajković, Retail and Sales Consultant; Business trainer; Founder, Circled
Startup Competition Awards Ceremony
Closing Ceremony
Fireside Chat: THE EU INC: SHOULD I STAY OR SHOULD I GO?
Hajdi Cenan, President of CRO STARTUP
Fly Talk 1: Customer Acquisition in 2026: What’s Different Now
Yurii Momot, Chief of Growth, Spendbase
Fly Talk 2: Upgrade Your Business Performance with AI Chess Training – Chess is More than a Game
Lena Govedarica, Co-Founder & CEO, Outpost Chess
Fly Talk 3: Why Regulation Didn’t Slow FinTech Down – Bad Systems Did
Bernhard Reiterer, CEO, IDCanopy
Fly Talk 4: Failure Is Not an Option – Reinvention Is
Dime Galapchev, Co-Founder, Finqup
Fly Talk 5: Fiat Strikes Back
Fernando Cabello-Astolfi, CEO and Co-Founder, Devengo
Fly Talk 6: How Crypto Money Becomes Just Money
Andrija Raičević, Growth Lead at Streamflow
Fly Talk 7: Unlocking the Power of Digital Mortgages
Tibor Zavadil, Founder & CEO, DigFin
Early Coffee & Networking
Talk: Kickstart Fintech Stage 2030: Opening Keynote
Hanan Nanić, Founder at Nanicaurus, Program Director Fintech 2030 Stage at Money Motion
Panel: The Internet of Money: Rebuilding Finance from First Principles
Jon Helgi Egilsson, Head of Strategic Partnerships & Co-Founder, Monerium
Kene Ezeji-Okoye, Chief Blockchain Officer, Ubyx
Vid Hribar, Head of Institutional Partnerships, Qivalis
Nikola Uzelac, Co-founder at Stampt
Moderator: Luka Sučić, Partner at Meta Change Capital, Co-founder at Money Motion
Panel: What Happens When AI Starts Making Financial Decisions for Us?
Djuro Stojanović, CEO and Co-Founder, UHURA SOLUTIONS
Hassan Salamony, Founder and COO, 3AI
Moderator: Dina Hrastović, Head of Content, Money Motion
Panel: Who Really Controls the Wallet? Privacy, Identity, and Power in the Age of Programmable Money
Mikel Ayala, Growth, Backpack
Filip Dragoslavić, Co-founder and Co-CEO, Solflare
Stipe Sumić, Product Manager, ASEE
Moderator: Igor Gržalja, Country Leader, ASEE; Co-Founder, Money Motion
Panel: The New Map of Global Payments: Infrastructure, Fragmentation, and Financial Power
Anita Erker, CGO, NAKA
Claudia Cruceru, Sr Director, Visa Direct for CEE at Visa
Aleksandar Tolić, VP of Product at Oradian
Borko Beslin, Commercial Manager at Swift
Moderator: Hanan Nanić, Founder at Nanicaurus, Program Director Fintech 2030 Stage at Money Motion
Talk: Stablecoins – Solving Payments Across the SEPA Border
Mislav Javor, VP Product at Biconomy
Panel: The Death of Traditional Teams (Thanks to AI)
Anthony Day, CMO at VeChain
Luka Ciganek, CEO at Rzlt
Berkay Seçil, Eastern Europe Lead at Base
Moderator: Alex Lopez, Growth at Rzlt
Panel: Decentralized Finance – What Survives after 2030?
Nadiem Sissouno, Protocol Design & Economics, Sprinter
Ajdin Kahrović, Engineering Manager, Defi App
Meyade Curfs, Senior Business Developer at Bybit
Moderator: Robby Schwertner, Co-Founder, Validvent
Policy Lab: Unlocking the Tech Pipeline for the future
Erwin Voloder, Blockchain 4 EU
Anamarija Staničić, Deputy President of the Board at Hanfa
Faustine Fleuret, Head of Public Affairs at Morpho
Moderator: Filip Šaravanja, President at UBIK
Final Remarks and Closure
Ready or not: CEE banking belongs to the fast, not the big
Barry de Leeuw, Customer Operations Business Partner Director at Backbase,
No Need to Be a Genius, Win 100€ – Powered by Genius by InterCapital
Marko Bogdan, Growth Strategist, Genius by InterCapital
Talking Money Differently: How FinTech Brands Earn Attention and Trust Today
Réka Bittera, Founder, The Good Persona
Digital payments and identity
Abby Hsieh, Entrust
Securing the Future: Redefining Digital Identity in the Age of Biometrics
Srećko Bartol, Information Security Manager, Smartis
Banking 2030: From Transaction Portals to Agentic Operating Systems
Maciej Sałata, Consulting Director at Comarch
Mastering IT Complexity: Intelligent Cost Transparency in the AI Era
Tilen Čuk, Director of Service Management, DevOps, and Agile Practices at Smartis
Berislav Viljetić, Automation Sales Leader at IBM Croatia
Panel: Financing Fintechs: From Funds to Bonds
Nikola Žunić, Head of Investment Monitoring Unit, Investment Department, Croatian Bank for Reconstruction and Development
Ivor Jelavić, President of the Board & CEO at Escont Partners
Moderator: Francesco Gavanna, Relationship Manager at Fintech District
MoMo2026 Topics
Check out the topics that we’ll be covering on this year’s edition
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Digital wallets and real-time payments have become essential tools for global remittance flows, emphasizing the push for faster, more inclusive financial services.
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Sophisticated AI-driven fraud schemes highlight the urgent need for enhanced data privacy protocols and proactive prevention measures.
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Chatbots and virtual assistants have transformed customer interactions with an impact on seamless service delivery and sales in retail finance.
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The surge in climate-related financial disclosures and sustainability-linked investments underscores the market’s commitment to sustainable economic growth.
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The adoption of AI-driven underwriting and claims automation has revolutionized insurance processes, improving speed and accuracy for consumers.
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Personalization at the point of sale became a major trend, with integrated digital experiences enhancing customer satisfaction and loyalty.
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Regulatory complexity spurred demand for intelligent compliance tools that streamline reporting and adapt to evolving rules, proving RegTech’s critical role.
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The integration of decentralized finance (DeFi) into traditional banking systems highlighted blockchain’s growing influence on the financial ecosystem.
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