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Get in on the act

We are determined to become the central stage of all FinTech has to offer. The more of us there are, the merrier the journey will be. Join us now!


The excitement and support our attendees show us drives our ambition further than ever. Challenging views, innovative ideas, and paradigm shifting solutions make up the core of what we believe in and what you can expect.



Bringing together leading brands changing the playfield of the industry is pivotal to our mission of creating a prominent, sharp, and vibrant community of outstanding experts and enthusiasts of FinTech of today, and of tomorrow.



Predicting upcoming trends, establishing the most relevant topics, and shining light onto confronting views, composes the prime goals of our program. We look forward to each new exciting notion that can move us a step further into the future of FinTech.



An important step in creating the FinTech of tomorrow is in supporting the solutions that are at their onset. We invite FinTech startups and their original solutions to use the spotlight on our stage and show the industry leaders new opportunities ahead of us all.


Speakers 2024

The leading faces of the future of finance, payment, technology, and crypto, are all coming together on our stage to discuss the most important FinTech issues of the time.

Alexandra Balkova

Partner & Head of Portfolio at Startup Wise Guys

Andrius Bičeika

Partner at Revolut

Anna Maj

Founder & CEO at CreatLink

Péter Csányi

Deputy CEO and Chief Digital Officer, Member of the Board of Directors of OTP Group

Aleksandra Babić

Senior Vice President B2B & Product Marketing for Europe, Mastercard

Meeri Savolainen

Founder & CEO at INZMO
See all 2024 speakers

All we'll talk about

Banking & Personal Finance

Payments & Remittances

Privacy, Cybersecurity & Fraud in Fintech

Alternative Lending & Credit

AI in Fintech

Crypto & Blockchain

Sustainable Finance

Digital Identity & Biometrics


Open Banking

RegTech (Regulatory Technology)

Check the Agenda

Expo area – at the heart of MoMo2024

Step into pavilion 8b and immerse yourself in the vibrant atmosphere of the MoMo Lounge Bar, conveniently situated alongside a specially designed Networking Zone. Take a leisurely stroll through the entire venue, where an impressive lineup of 32 exhibitors awaits, each showcasing their cutting-edge ideas and innovations. Need a refreshing break? Look no further than the MoMo Expo Bar, located right in the heart of the venue. Worried about missing out on the must-attend panels? Fear not – HD screens are strategically placed throughout the area, ensuring you stay informed about the next speaker slot. Be sure to make the most of your Money Motion experience by scheduling time to explore every corner of the expo area. Get ready to be inspired by the diverse lineup of exhibitors waiting to greet you.

Expo area

Party like a MoMo

Our legendary parties add an electrifying element to the conference. We have designated party time slots on both days, creating the perfect ambient to unwind and network. As a grand finale, experience the #MoMo community vibe at our exclusive closing party at Peti Kupe on Friday night. Let loose, make connections, and dance the night away in the heart of Zagreb.

MoMo Community

Get inspired by the experience of our previous speakers, partners, and attendees.

The first thing that you feel as you come to the conference is that you can breath the energy of this place. I love it. It’s amazing.

Matteo Rizzi, Co-founder at

There are many professionals from the industry, the audience is very active, and the level of the event organization is really high. It is an amazing event.

Julia Bonda, Sales Director at Sumsub

I was really amazed by the breadth of people here and the general interest in all things crypto and FinTech. It was the perfect occasion to meet traditional banks on the one hand, crypto natives on the other, and everything in between.

Christian Rau, Senior VP Crypto and FinTech enablement for Mastercard in Europe

Conference Schedule

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Money Motion 2023

Money Motion brought together more than 1200 FinTech experts and enthusiasts from 15 countries across the globe

Heads of leading international financial and technology institutions came together for a two day conference in an iconic art gallery in Zagreb, Croatia and have paved a path to an exciting journey of creating the only FinTech conference you should attend. We discussed topics from banking, payment, and crypto alternatives to incumbents to cybersecurity, digital identity, and sustainability.

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In her keynote, Anna will delve into the forefront of payment technologies. She will guide you through emerging technologies, including recent developments in AI and explain how they can be effectively integrated into payment solutions and platforms.

She will share her insights into the ways payment transactions can be redefined and reengineered. She will provide examples of how payment processes and flows can be streamlined through open banking, a2a payments as well as payment orchestration. Learn how these technology advancements are not only reshaping payment transactions but also enhancing the overall customer experience. In her session, Anna will also explore the evolving role of embedded payments and their transformative effect on the merchant payment value chain.

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The discussion will focus on the impending digital and cashless transformation of the payments industry, driven by market participants including merchants, customers, banks/financial institutions, and payment networks. Key areas of exploration will include advancements in instant payments, the influence of the European Payment Initiative, and the future landscape of payment facilitation and acceptance.

Additionally, in this panel we will explore the impact of emerging technological trends such as SoftPOS adoption, regulatory frameworks like PSD3 and the Digital Euro, evolving business models like BNPL services, the diminishing use of cash, and discussions on cross-border payments and cryptocurrency integration, all of which are shaping the evolving nature of payment systems within Europe.

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At Mastercard, we strive to connect and power an inclusive digital economy that benefits everyone, everywhere. For almost 60 years, leveraging our global innovations capability, we work to digitize payment services across all channels and devices. Delivering payment value where speed, security and convenience matter most, and digital solutions solving consumers’, small and large businesses’ needs. Building trust in a digital world and embedding our social impact initiatives and ESG commitments into our core. Connecting everyone to priceless possibilities.

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What changes has open banking brought so far? What difference has it made and how? Who are the main drivers and players? Can open banking replace cards and what will it take? We will explore some of the open banking models around the world, use cases, lessons learned and what will the transition to open finance entail.

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The panel will cover the financial landscape's evolution from open banking to open finance. It addresses the development, challenges, and forward trajectory of alternative business models. The session will dive into impactful use cases while examining the implications of the latest EU regulations, lessons learned from existing regulations and anticipates changes with PSD3.

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In an increasingly digitised world, an elevated level of sophistication and personalization is expected from the banks when approaching the customers. To meet such expectations, not only a thorough knowledge and understanding of the customers' needs, but also an attentive customer-centric relation is needed. The banks should be able to know when, how and what to offer to their customer, taking into account their financial profile, as well as contemplating a well-thought engagement and communication strategy.

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In this panel, we will discuss the importance of data in today’s AI world.  First, we will cover what ChatGPT brings to banking and AI, demystifying whether it is a myth or a reality and how that fits enterprise users. Current generative AI offerings mainly focus on general models, but what about specialists’ models and their future?

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The panel will delve into the intricacies of the Digital Operational Resilience Act (DORA), the pioneering European framework that came into effect on January 16, 2023. By 17 January 2025, over 22,000 financial entities and ICT Service providers across the EU are expected to achieve compliance with this regulation. This, among other important activities, implies that millions of contracts within the EU will require renegotiation, placing a critical emphasis on fulfilling value chain requirements.

The panelists will try to unravel the essence of DORA by addressing key questions: What are the key requirements of DORA? How can financial institutions navigate their most pressing challenges, and why must organizations of varying sizes adopt distinct strategies? Is the talent pool of IT Risk managers adequate, and how will cyber teams be impacted? And most importantly, can we make it on time or are we already behind schedule in our preparations?

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Experience the Battle of the Decade firsthand! 

Hrvoje Cosic, the CEO of Aircash, is set to go head-to-head with the heavyweight champion Andrius Biceika, a distinguished board member at Revolut. This epic showdown will delve into numerous sensitive and even a few embarrassing topics :) such as the role of neobanks in Croatia and the broader region. Join us as we explore their respective exit strategies, identify fintech champions and contenders, and uncover their perspectives on various subjects like gambling, digital euro, and Apple Pay.

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The panel discussion explores Central Bank Digital Currency (CBDC), covering its definition, motives, and future implications such as its coexistence with current and future versions of digital money (deposit money, stablecoins etc). It addresses implementation challenges, competitive ecosystem building, CBDC as a public good, anonymity concerns, public authorities' roles, and the European Commission's digital euro proposal.

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Why would anybody use stablecoins? Except for trading of cryptocurrencies, ofcourse. What problems do we have with the current financial system that stablecoins solve? And, are they really so dangerous that central bank digital currencies were created just to stop stablecoins from taking over the world? Nadiem and Nikola deeply believe that stablecoins will have a pivotal role in shaping the future of money, come hear them chat about that.

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(coming soon)

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We will discuss the evolving landscape of financial technology, highlighting both challenges and opportunities for the next decade. Sigal, with his extensive background in FinTech and venture capital, will share insights on recent trends such as the impact of rising interest rates on funding, the stabilization of FinTech exits, and the promising outlook for FinTech IPOs. The presentation will also look into emerging disruptive technologies and the importance of understanding investor motivations for startups navigating the FinTech space.

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The panel will explore critical issues such as regulatory hurdles, market fragmentation, and funding challenges. It will look into the need for collaborative efforts between startups, investors, and other ecosystem stakeholders to foster a conducive environment as well as supportive policies to nurture the FinTech ecosystem.

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The talk will delve into the hurdles startups face, the support provided by European public sector institutions, and effective strategies for securing public sector grants. It will outline the availability of grants and other forms of support from the European Innovation Council (EIC) for startups and scaleups. Additionally, the talk will highlight success stories of Croatian startups that have leveraged grants to develop and scale their innovative products and services, offering valuable insights and guidance for emerging fintech enterprises in Europe.

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